Lexington-Fayette Urban County property record for 923 Cramer Ave, Lexington, KY 40502
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,228 sqft · built 1937 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jan 2014) |
| Tax Bill | $3,652 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2017 Mortgage + 1 more |
| APN | 10786100 |
| Primary APN | 10786100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 923 CRAMER AVE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | E-177 MORNINGSIDE ADDITION LOT 71 73; BOOK: 3213 PAGE: 249 |
| Legal Subdivision | MORNINGSIDE ADDITION |
| Legal Lot Number | 71-73 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 500 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 923 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Oct 4, 2017 | Deed of Trust, Mortgage BENCHMARK MTG |
| Dec 1, 2017 | Deed of Trust, Mortgage MEMBERS HERITAGE CR UN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2014 · Amount on Record |
| Deed Sale | Jan 28, 2014 · Amount on Record |
| Prior Sale | Nov 16, 2011 · Amount on Record |
| Deed Book / Page | 3213 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 923 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9876/277 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 9876/277 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 923 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0008952278 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 8952/278 |
| Name | BENCHMARK MTG |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 923 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0008990631 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 8990/631 |
| Name | MEMBERS HERITAGE CR UN |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,652.00 (+1.9%) | $289,900 (-) | $289,900 (-) |
| 2025 | $3,584.00 | $289,900 (-) | $289,900 (-) |
| 2023 | $3,584.00 | $289,900 | $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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