923 Cougar Ct, Rocklin, CA 95765 Property Records

Placer County property record for 923 Cougar Ct, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,992 sqft · built 2008
Lot Size	0.166 acres (7,237 sqft)
Owner	Trust Name on File
Last Sale	$620,000 (Oct 2020)
Tax Bill	$11,049 (2025)
Deeds & Mortgages	May 2021 Transfer May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-160-038-000`

Property Details

APN / Parcel Number

Primary APN	`489-160-038-000`
Alternative APN	`489-160-038`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	7,237 sqft (0.166 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-160-038
Street Address	923 COUGAR CT
City	ROCKLIN
State	CA
Zip	95765-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 WHITNEY RANCH PH 1 UNIT 25 MOR AA-88
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	55
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4007
Census Tract	21323

Owner

923 Cougar Ct is held in a trust since May 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	923 COUGAR CT, ROCKLIN, CA 95765-5463
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer
May 31, 2017	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Oct 20, 2020	Grant Deed, Transfer · Conventional Mortgage EXCEL REALTY INC
Apr 13, 2020	Loan Modification, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Nov 10, 2016 · Amount on File
Deed Document Number	2020118187
Last Transfer Date	May 7, 2021
Transfer Doc	0000067760
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 20, 2021
Property Address	923 COUGAR CT, ROCKLIN, CA 95765-5463
Document Number	0000067760
Map Reference	MB AA PG 88
Instrument Date	May 7, 2021
Instrument	2021-0067760
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	923 COUGAR CT, ROCKLIN, CA 95765-5463

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	923 COUGAR CT, ROCKLIN, CA 95765-5463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039862
Date	May 31, 2017
Instrument	2017-0039862

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 20, 2020
Property Address	923 COUGAR CT, ROCKLIN, CA 95765-5463
Document Number	0000118187
Instrument Date	Oct 16, 2020
Instrument	118187
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 COUGAR CT ROCKLIN CA 957655463, ROCKLIN, CA 95765-5463

Mortgage

Document Number	118188
Date	Oct 20, 2020
Instrument	118188

Lender

Name	EXCEL REALTY INC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	923 COUGAR CT, ROCKLIN, CA 95765-5463
Document Number	0000044603
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	923 COUGAR CT ROCKLIN CA 957655463, ROCKLIN, CA 95765-5463

Mortgage

Document Number	0000044603
Date	May 14, 2020
Instrument	44603

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 923 Cougar Ct was $11,049.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,528 (+2%) Land $160,091 Building $524,437
2025	$11,049.00	$671,106 Land $156,952 Building $514,154
2023	$10,418.00 (+2.27%)	$645,048 Land $150,858 Building $494,190
2022	$10,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 923 Cougar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Cougar Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, DigitalPath, Succeed.Net.

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