923 Charlie Williams Rd, Monroe, NC 28112 Property Records

Union County property record for 923 Charlie Williams Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2023
Lot Size	3.67 acres (160,039 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Oct 2023)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-114-010Q`

Property Details

APN / Parcel Number

Primary APN	`04-114-010Q`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,040 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	160,039 sqft (3.67 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	923 CHARLIE WILLIAMS RD
City	MONROE
State	NC
Zip	28112-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#8 STACK ROAD ESTATES OPCQ322
Legal Subdivision	CONTAINING 3
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3015
Census Tract	20901

Owner

923 Charlie Williams Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2023	Warranty Deed, Construction Loan · Stand-Alone First Mortgage BUFFALO CREEK INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	May 4, 2023 · Amount on File
Deed Document Number	202326029
Deed Book / Page	8803 / 55
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374

Mortgage

Document Number	0009225452
Date	Oct 20, 2025
Book Page	9225/452
Instrument	27338

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2023
Property Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374
Document Number	0000088035
Book / Page	8803 / 5
Map Reference	CAB Q FILE 322&323
Instrument Date	Oct 27, 2023
Instrument	26029
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$978.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374

Mortgage

Document Number	0000026030
Date	Oct 27, 2023
Instrument	26030

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 4, 2023
Property Address	923 CHARLIE WILLIAMS RD, MONROE, NC 28112-7374
Document Number	0008701787
Book / Page	8701 / 787
Map Reference	CAB Q FILE 322&323
Instrument Date	May 3, 2023
Instrument	10430
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E MAIN ST, MARSHVILLE, NC 28103-1149
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010431
Date	May 4, 2023
Instrument	10431

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 3, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 923 Charlie Williams Rd was $1,920.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,700 (-) Land $65,700 Building $336,000	$401,700 (-) Land $65,700 Building $336,000
2025	$1,920.00	$401,700 Land $65,700 Building $336,000	$401,700 Land $65,700 Building $336,000
2023	$165.00	$26,500 Land $26,500	$26,500 Land $26,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 923 Charlie Williams Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Charlie Williams Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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