923 Charisma Ln, Cedar Rapids, IA 52403 Property Records

Linn County property record for 923 Charisma Ln, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,894 sqft · built 1998
Lot Size	2.37 acres (103,672 sqft)
Owner	Company Name on Record
Last Sale	$279,000 (Mar 2021)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18102-51008-00000`

Property Details

APN / Parcel Number

Primary APN	`18102-51008-00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Basement Area	1,894 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,672 sqft
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	923 CHARISMA LN
City	CEDAR RAPIDS
State	IA
Zip	52403-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	HITTENMILLERS 1ST LOT 10
Legal Range	6W
Legal Township	82N
Legal Section	10
Legal Subdivision	HITTENMILLERS 1ST
Legal Lot Number	10
Jurisdiction	LINN IA
Township / Civil Division	BERTRAM
Census Block Group	2
Census Block	2071
Census Tract	10500

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	923 CHARISMA LN, CEDAR RAPIDS, IA 52403-9047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Mar 5, 1998 · Amount on Record
Deed Book / Page	10947 / 664
Last Transfer Date	Sep 14, 2021
Transfer Doc	1114000369
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	923 CHARISMA LN, CEDAR RAPIDS, IA 52403-9047
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CHARISMA LN, CEDAR RAPIDS, IA 52403-9047

Mortgage

Document Number	2025030880
Date	Nov 6, 2025
Instrument	2025-030880

Lender

Name	BANKIOWA
Type	Bank
Address	2701 EDGEWOOD PKWY SW, CEDAR RAPIDS, IA 52404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	923 CHARISMA LN, CEDAR RAPIDS, IA 52403-9047
Document Number	0108190544
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 CHARISMA LN CEDAR RAPIDS IA 524039047, CEDAR RAPIDS, IA 52403-9047

Mortgage

Document Number	0108190544
Date	Oct 30, 2020
Book Page	010819/000544

Lender

Name	BANK IOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	923 CHARISMA LN, CEDAR RAPIDS, IA 52403-9047
Document Number	0099690270
Book / Page	009969 / 000270
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	923 CHARISMA LN CEDAR RAPIDS IA 524039047, CEDAR RAPIDS, IA 52403-9047

Mortgage

Document Number	0099690270
Date	Nov 6, 2017
Book Page	009969/000270

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Mount Vernon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,500 (+2.11%) Land $84,500 Building $313,000	$397,500 (+2.11%) Land $84,500 Building $313,000
2025	$4,630.00	$389,300 (+6.22%) Land $84,500 Building $304,800	$389,300 (+6.22%) Land $84,500 Building $304,800
2024	$4,630.00 (-5.43%)
2023		$366,500 Land $84,500 Building $282,000	$366,500 Land $84,500 Building $282,000
2022	$4,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (2008–2016)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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