923 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 923 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,368 sqft · built 1956
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (May 2013)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Oct 2015 Mortgage May 2013 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-35-402-010`

Property Details

APN / Parcel Number

Primary APN	`8913-35-402-010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	328 sqft
Basement Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	923 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HEIGHTS ADDITION E 36 FT LOT 13 BLK 1 W 14 FT LOT 14 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LINCOLN HEIGHTS ADDITION
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1000
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 BOURLAND AVE, WATERLOO, IA 50702-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2015	Deed of Trust, Mortgage · Commercial Mortgage CEDAR FALLS COMMUNITY CU
May 20, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage PREMIER LENDING ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2013 · Amount on Record
Deed Sale	May 20, 2013 · Amount on Record
Deed Document Number	201324018
Prior Transfer Date	May 16, 2013
Prior Transfer Doc	2013024018
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	923 BOURLAND AVE, WATERLOO, IA 50702-3335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600007653
Date	Oct 21, 2015
Instrument	2016-00007653

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 28, 2020

May 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	May 20, 2013
Property Address	923 BOURLAND AVE, WATERLOO, IA 50702-3335
Document Number	2013024018
Instrument Date	May 16, 2013
Instrument	2013024018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 BOURLAND AVE, WATERLOO, IA 50702-3335
Investor	Possibly a Property Investor

Mortgage

Document Number	2013024019
Date	May 20, 2013
Instrument	2013024019

Lender

Name	PREMIER LENDING ALLIANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

Interest

Type Change Date	Jun 1, 2018

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+4.14%) Homeowner's exemption	$138,990 (+9.95%) Land $16,800 Building $122,190	$138,990 (+9.95%) Land $16,800 Building $122,190
2024	$2,224.00 (+4.61%)
2023		$126,410 (+19.66%) Land $16,800 Building $109,610	$126,410 (+19.66%) Land $16,800 Building $109,610
2022	$2,126.00 Homeowner's exemption	$105,640 Land $16,800 Building $88,840
2021			$105,640 Land $16,800 Building $88,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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