Kane County property record for 923 Ash St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,929 sqft · built 1914 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Nov 2020) |
| Tax Bill | $10,014 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-329-008 |
| Primary APN | 09-34-329-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,929 sqft Living Area |
| Basement Area | 416 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 923 ASH ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 020-SW SIDE-RIV |
| Legal Subdivision | RIVERVIEW ADDN |
| Legal Block | 4 |
| Legal Lot Number | 3,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 852201 |
923 Ash St is owned and occupied by an individual who bought it in November 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 ASH ST, SAINT CHARLES, IL 60174-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 16, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Feb 16, 2017 · Amount on File |
| Deed Document Number | 202068321 |
| Prior Transfer Date | Mar 8, 2013 |
| Prior Transfer Doc | 0000018382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 9, 2020 |
| Property Address | 923 ASH ST, ST CHARLES, IL 60174-4114 |
| Document Number | 0000068321 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020K068321 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 923 ASH ST, 923, SAINT CHARLES, IL 60174-4114 |
| Name | Verified Name |
|---|---|
| Address | 923 ASH ST, SAINT CHARLES, IL 60174-4114 |
| Document Number | 0000068322 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020K068322 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 16, 2017 |
| Property Address | 923 ASH ST, ST CHARLES, IL 60174-4114 |
| Document Number | 0000008955 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 8955 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $508.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 877 PLAINFIELD RD NAPERVILLE IL 60540, NAPERVILLE, IL 60540 |
The 2025 property tax bill for 923 Ash St was $10,014 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,014.00 Homeowner's exemption | $151,257 (+6.08%) Land $40,417 Building $110,840 | $453,953 (+6.08%) Land $121,300 Building $332,653 |
| 2024 | $142,589 Land $37,240 Building $105,349 | $427,938 Land $111,765 Building $316,173 | |
| 2022 | $9,180.00 (+4.13%) Homeowner's exemption | $119,705 (+4.91%) Land $32,835 Building $86,870 | $359,115 (+4.91%) Land $98,505 Building $260,610 |
| 2021 | $8,816.00 Homeowner's exemption | $114,102 Land $31,298 Building $82,804 | $342,306 Land $93,894 Building $248,412 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 923 Ash St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 923 Ash St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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