923 20th Ave NW, Backus, MN 56435 Property Records

Cass County property record for 923 20th Ave NW, Backus, MN 56435

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,540 sqft · built 1980
Lot Size	40.1 acres (1,747,627 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,338 (2026)
Deeds & Mortgages	Apr 2024 Refinance Apr 2024 Mortgage
APN	`32-019-4100`

Property Details

APN / Parcel Number

Primary APN	`32-019-4100`
Alternative APN	`22971`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Base Area
1st Floor Area	1,540 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,747,627 sqft (40.1 acres)
Lot Width	2 ft Width
View / Lot	Waterfront / Beach
Garage Type	Carport
Garage Area	1,000 sqft
Carport	Carport
Carport Area	1,000 sqft
Driveway	Driveway

Exterior Amenities

Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	2,400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22971
Street Address	923 20TH AVE NW
City	BACKUS
State	MN
Zip	56435-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SE
Legal Range	29
Legal Township	139
Legal Section	19
Jurisdiction	CASS MN
Township / Civil Division	PONTO LAKE
Census Block Group	1
Census Block	1004
Census Tract	960600

Owner

Source: Cass County records · APN 32-019-4100

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	923 20TH AVE NW, BACKUS, MN 56435-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DEERWOOD BANK
Apr 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEERWOOD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	923 20TH AVE NW, BACKUS, MN 56435-2500
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000702252
Date	Apr 25, 2024
Instrument	A000702252

Lender

Name	DEERWOOD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	923 20TH AVE NW, BACKUS, MN 56435-2500
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000702252
Date	Apr 25, 2024
Instrument	A000702252

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 25, 2055

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Ponto Lake Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,338.00 (+104.03%) Homeowner's exemption
2025	$1,636.00 (+33.22%)	$707,700 (+141.29%) Land $242,400 Building $465,300	$707,700 (+141.29%) Land $242,400 Building $465,300
2023	$1,228.00
2022		$293,300 Land $187,900 Building $105,400	$293,300 Land $187,900 Building $105,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 14 locations within half a mile of this property.

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