9229 E Topaz St, Effingham, IL 62401 Property Records

Effingham County property record for 9229 E Topaz St, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,461 sqft · built 2009
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Aug 2015)
Tax Bill$4,606 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-26-231-027

Property Details

APN / Parcel Number

Primary APN11-26-231-027

Interior

Bedrooms1 Bed
Building Area1,461 sqft Base Area
1st Floor Area1,461 sqft
Basement Area1,393 sqft
Unfinished Basement1,393 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Garage Area566 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address9229 E TOPAZ ST
CityEFFINGHAM
StateIL
Zip62401-7657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 GEMSTONE SUB ADD 1 3137/282 2496/343 2437/158 2112/120 2074/91 1989/116 1263/159
Legal SubdivisionGEMSTONE SUBDIVISION
Legal Lot Number18
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1098
Census Tract950200

Owner

Source: Effingham County records · APN 11-26-231-027

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9229 E TOPAZ ST, EFFINGHAM, IL 62401-7657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2015 · Amount on Record
Deed SaleAug 06, 2015 · Amount on Record
Prior SaleJan 23, 2012
Deed Document Number20151503239
Deed Book / Page3137 / 282
Prior Transfer DateFeb 22, 2005
Prior Transfer Doc2112/120
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address9229 E TOPAZ ST, EFFINGHAM, IL 62401-7657
Transaction TypeMortgage
Record UpdatedMay 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3661/338
DateMar 01, 2021
Book Page3661/338
Instrument202121000974
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,606.00 (+38.69%)$92,040 (+19.33%) Land $4,230 Building $87,810$276,120 (+19.33%) Land $12,690 Building $263,430
2022$3,321.00 Homeowner's exemption$77,130 Land $3,550 Building $73,580$231,390 Land $10,650 Building $220,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wabash Telephone CooperativeFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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