Bay County property record for 9228 Indian Bluff Rd, Youngstown, FL 32466
| Property Type | Mobile Home |
|---|---|
| Details | 5 bd · 2 ba · 1,600 sqft · built 1986 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $119 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 05290-011-000 |
| Primary APN | 05290-011-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Heated Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,600 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 206,910 sqft (4.75 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 9228 INDIAN BLUFF RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2048 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC15 |
| Legal Description | 17 2S 13W -2.3- 126A BEG 1590' SLY OF NE COR OF NW1/4 TH W 510' S 200' E 681.75' NWLY |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
9228 Indian Bluff Rd, a mobile home, is owned and occupied by an individual who acquired it in May 1984.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9228 INDIAN BLUFF RD, YOUNGSTOWN, FL 32466-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1984 |
| Deed Sale | May 1, 1984 |
| Deed Document Number | 0009781730 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 9228 Indian Bluff Rd was $119 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119.00 Homeowner's exemption | $47,419 | $75,820 Land $52,440 Building $23,380 |
| 2023 | $147.00 (+15.75%) Homeowner's exemption | $33,579 (+3%) | $61,232 (+12.15%) Land $52,440 Building $8,792 |
| 2022 | $127.00 Homeowner's exemption | $32,601 | $54,597 Land $46,740 Building $7,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9228 Indian Bluff Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9228 Indian Bluff Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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