9227 Snapper Cir, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 9227 Snapper Cir, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,348 sqft · built 1979
Lot Size	0.783 acres (34,118 sqft)
Owner	Trust Name on File
Last Sale	$27,000 (Feb 2015)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`41-21-21-236-003`

Property Details

APN / Parcel Number

Primary APN	`41-21-21-236-003`
Alternative APNs	`0064580-001500-7` `10004676756`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	2,442 sqft

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	34,118 sqft (0.783 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Driveway	Driveway
Driveway Area	390 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	691 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	120 sqft
Loading Dock	240 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004676756
Old Parcel Number	00645800015007
Street Address	9227 SNAPPER CIR
City	PORT CHARLOTTE
State	FL
Zip	33981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PCH 071 4343 0015 PORT CHARLOTTE SEC 71 BLK 4343 LT 15 557/837 624/1090 796/228 1705/1625 1855/359 3838/518
Legal Range	21E
Legal Township	41S
Legal Section	21
Legal Subdivision	PORT CHARLOTTE
Legal Block	4343
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1027
Census Tract	30501

Owner

9227 Snapper Cir is owner-occupied and held in a trust since April 2024.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	9230 SNAPPER CIR, PORT CHARLOTTE, FL 33981-3131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE BANK OF THE LAKES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on File
Deed Sale	Feb 11, 2015 · Amount on File
Prior Sale	Feb 3, 2014 · Amount on File
Deed Document Number	0039411673
Deed Book / Page	003941 / 001673
Last Transfer Date	Apr 4, 2024
Transfer Doc	0003389364
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 4, 2024
Property Address	9227 SNAPPER CIR, PORT CHARLOTTE, FL 33981
Document Number	0003389364
Map Reference	MB 6 PG 27A-27L
Instrument Date	Jun 29, 2022
Instrument	3389364
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9230 SNAPPER CIR, PT CHARLOTTE, FL 33981-3131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	9227 SNAPPER CIR, PORT CHARLOTTE, FL 33981
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047151544
Date	Feb 26, 2021
Book Page	4715/1544
Instrument	2908726

Lender

Name	STATE BANK OF THE LAKES
Type	Bank
Address	ANTIOCH, IL 60002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	233 Months
Due	Jul 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9227 Snapper Cir was $2,721 with exemptions applied.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00 Homeowner's exemption Widower's exemption	$242,945	$399,489 Land $195,000 Building $204,489
2023	$4,045.00 (-9.91%) Homeowner's exemption Widower's exemption	$217,845 (-2.11%)	$394,361 (+20.41%) Land $203,000 Building $191,361
2022	$4,490.00 Homeowner's exemption Widower's exemption	$222,545	$327,516 Land $151,300 Building $176,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9227 Snapper Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 778 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	778 in force
Nearby Flood Claims	83 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 40 claims Hurricane Ian, Sep 2022 · 19 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9227 Snapper Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Snapper Cir

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