9227 Cedar St, Phelan, CA 92371 Property Records

San Bernardino County property record for 9227 Cedar St, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,384 sqft · built 2003
Lot Size	2.17 acres (94,868 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Dec 2021)
Tax Bill	$11,741 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`3038-421-23-0000`

Property Details

APN / Parcel Number

Primary APN	`3038-421-23-0000`
Alternative APN	`3038421080000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,384 sqft Living Area
Gross Area	4,248 sqft
1st Floor Area	3,384 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	94,868 sqft
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	507 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	9227 CEDAR ST
City	PHELAN
State	CA
Zip	92371-5743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 18702 PARCEL 1 BOOK 230 PAGE 57
Legal Subdivision	PARCEL MAP NO 18702
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2039
Census Tract	9119

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9927 CEDAR ST, PHELAN, CA 92371
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Dec 2, 2021	Grant Deed, Transfer · Commercial Mortgage RJS FINANCIAL INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Nov 20, 2013 · Amount on Record
Deed Document Number	2021541909
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0000434304
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9227 CEDAR ST, PHELAN, CA 92371-5743
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9227 CEDAR ST, PHELAN, CA 92371-5743

Mortgage

Document Number	0000067213
Date	Feb 11, 2021
Instrument	2021-0067213

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	9227 CEDAR ST, PHELAN, CA 92371-5743
Document Number	0000115850
Instrument Date	May 4, 2026
Instrument	2026115850
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 FOX CT, KINGMAN, AZ 86409-3641

Mortgage

Document Number	0000115850,
Date	May 6, 2026
Instrument	2026115850

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 2, 2021
Property Address	9227 CEDAR ST, PHELAN, CA 92371-5743
Document Number	0000541909
Map Reference	MB 230 PG 57&58
Instrument Date	Nov 19, 2021
Instrument	2021-0541909
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9227 CEDAR ST, PHELAN, CA 92371-5743

Mortgage

Document Number	0000541910
Date	Dec 2, 2021
Instrument	2021-0541910

Lender

Name	RJS FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	9227 CEDAR ST, PHELAN, CA 92371-5743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196745
Date	Jun 15, 2020
Instrument	2020-0196745

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 22, 2019
Property Address	9227 CEDAR ST, PHELAN, CA 92371-5743
Document Number	0000434304
Map Reference	MB 230 PG 57&58
Instrument Date	Nov 18, 2019
Instrument	2019-0434304
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9227 CEDAR ST, PHELAN, CA 92371-5743

Mortgage

Document Number	0000434305
Date	Nov 22, 2019
Instrument	2019-0434305

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$983,528 (+2%) Land $181,849 Building $801,679
2025	$11,741.00 (+7.99%) Homeowner's exemption	$964,243 (+4.04%) Land $178,283 Building $785,960
2023	$10,872.00 (+9.95%) Homeowner's exemption	$926,800 Land $171,360 Building $755,440
2022	$9,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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