9227 79th St S, Cottage Grove, MN 55016 Property Records

Washington County property record for 9227 79th St S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 1987
Lot Size	0.269 acres (11,739 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2026)
Tax Bill	$4,640 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-027-21-33-0103`

Property Details

APN / Parcel Number

Primary APN	`10-027-21-33-0103`
Alternative APN	`282303590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,136 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	500 sqft
Unfinished Basement	508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,739 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9227 79TH ST S
City	COTTAGE GROVE
State	MN
Zip	55016-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PINETREE POND EAST 2ND ADD LOT 65 BLOCK 6 SUBDIVISIONCD 28230
Legal Range	21W
Legal Township	27N
Legal Section	10
Legal Subdivision	PINETREE POND EAST 2ND ADD
Legal Block	6
Legal Lot Number	65
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3008
Census Tract	71207

Owner

9227 79th St S is owned and occupied by two individuals who bought it in July 2026.

Source: Washington County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 3, 2026	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC
Nov 24, 2025	Quit Claim Deed, Transfer · Commercial Mortgage PHARE INVESTMENTS LLC
Nov 24, 2025	Affidavit of Death of Joint Tenant, Transfer
Nov 6, 2025	Sheriff's Deed, Foreclosure
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN ADVISORS
Dec 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Feb 3, 2026 · Amount on File
Deed Document Number	20264515171
Prior Transfer Date	Nov 6, 2025
Prior Transfer Doc	0004488214
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jul 30, 2026
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004515171
Instrument Date	Jul 2, 2026
Instrument	20264515171
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,654.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214

Mortgage

Document Number	0004515172,
Date	Jul 30, 2026
Instrument	20264515172

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Feb 3, 2026
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004497379
Instrument Date	Jan 23, 2026
Instrument	4497379
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 BIELENBERG DR STE 200, 200, WOODBURY, MN 55125-4435
Investor	Possibly a Property Investor

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MN
Recording Date	Nov 24, 2025
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004489800
Instrument Date	Nov 12, 2025
Instrument	4489800
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8957 33RD ST N, LAKE ELMO, MN 55042-9209

Mortgage

Document Number	0004489956
Date	Nov 24, 2025
Instrument	4489956

Lender

Name	PHARE INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	7 Months
Due	May 31, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WASHINGTON MN
Recording Date	Nov 24, 2025
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004489799
Instrument Date	Nov 12, 2025
Instrument	4489799
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Mail Care Of	JUNE R SCHWEBKE

November 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WASHINGTON MN
Recording Date	Nov 6, 2025
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004488214
Instrument Date	Nov 6, 2025
Instrument	4488214
Transaction Type	Foreclosure
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 POWERS LAKE TRL, WOODBURY, MN 55129-8589
Investor	Possibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004139600
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2018
Title Company	COMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9227 79TH ST S COTTAGE GROVE MN 550162214, COTTAGE GROVE, MN 55016-2214

Mortgage

Document Number	0004139600
Date	Dec 20, 2017
Instrument	4139600

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.81%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	9227 79TH ST S, COTTAGE GROVE, MN 55016-2214
Document Number	0004139601
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9227 79TH ST S COTTAGE GROVE MN 550162214, COTTAGE GROVE, MN 55016-2214

Mortgage

Document Number	0004139601
Date	Dec 21, 2017
Instrument	4139601

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.81%

Tax Assessment & Valuation

The 2026 property tax bill for 9227 79th St S was $4,640 with a homeowner's exemption, up 5.8% from the year before.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,640.00 (+5.79%) Homeowner's exemption
2025	$4,386.00 Homeowner's exemption	$342,500 (+3.76%) Land $125,000 Building $217,500	$342,500 (+3.76%) Land $125,000 Building $217,500
2024		$330,100 Land $115,000 Building $215,100	$330,100 Land $115,000 Building $215,100
2023	$3,938.00
2022		$301,100 Land $102,200 Building $198,900	$301,100 Land $102,200 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9227 79th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 9227 79th St S, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Southeast MN Wifi.

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