9226 97th Ln, Live Oak, FL 32060 Property Records

Suwannee County property record for 9226 97th Ln, Live Oak, FL 32060

Property Summary

Property Type	General Agricultural/Rural
Details	1.5 ba · 2,000 sqft · built 1978
Lot Size	14.5 acres (631,620 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Feb 2021)
Tax Bill	$2,277 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-02S-14E-02373-000000`

Property Details

APN / Parcel Number

Primary APN	`29-02S-14E-02373-000000`
Alternative APN	`02373000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Gross Area
1st Floor Area	2,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	631,620 sqft (14.5 acres)
Patio Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9226 97TH LN
City	LIVE OAK
State	FL
Zip	32060-7261
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LEG 14.50 ACRES ALL OF THE SW1/4 OF NW1/4 OF SW1/4 LYING N OF THE SEABOARD COAST LINE RAILROAD R/W & THE S 198 FT OF NW1/4 OF NW1/4 OF SW1/4 & FOR PT OF REF COM AT THE NW COR OF NW1/4 OF SW1/4 RUN S 00 DEG 2721 E ALONG THE W LINE OF SAID SECTION A DI
Legal Range	14E
Legal Township	02S
Legal Section	29
Legal Subdivision	BRANDON EST
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2020
Census Tract	970100

Owner

9226 97th Ln, an agricultural property, is owned and occupied by two individuals who bought it in February 2021.

Source: Suwannee County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9226 97TH LN, LIVE OAK, FL 32060-7261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	2021234451
Deed Book / Page	2242 / 19
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0000234451
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 4, 2021
Property Address	9226 97TH LN, LIVE OAK, FL 32060-7261
Document Number	0000234451
Book / Page	2242 / 19
Instrument Date	Jan 29, 2021
Instrument	2021234451
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9226 97TH LN, LIVE OAK, FL 32060-7261

Mortgage

Document Number	0000000021
Date	Feb 4, 2021
Instrument	2242/21

Lender

Name	FARM CREDIT SERVICES OF FLORIDA ACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,680	$230,023 Land $31,200 Building $198,823
2024	$2,277.00 (+15.88%)
2023	$1,965.00 (+3.04%) Homeowner's exemption	$125,610 (+2.79%)	$183,844 (+28.07%)
2022	$1,907.00 Homeowner's exemption	$122,206	$143,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9226 97th Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9226 97th Ln is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20