9225 Otto St, Downey, CA 90240 Property Records

Los Angeles County property record for 9225 Otto St, Downey, CA 90240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,346 sqft · built 1954
Lot Size	0.233 acres (10,155 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`6390-021-008`

Property Details

APN / Parcel Number

Primary APN	`6390-021-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,155 sqft (0.233 acres)
Lot Dimensions	115 ft deep x 88 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	9225 OTTO ST
City	DOWNEY
State	CA
Zip	90240-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR110000*
Legal Description	TRACT # 17493 LOT 15
Legal Subdivision	17493
Legal Tract	17493
Legal Block	3
Legal Lot Number	15
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	3
Census Block	3005
Census Tract	550502

Owner

Source: Los Angeles County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9225 OTTO ST, DOWNEY, CA 90240-3564
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Grant Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2015
Transfer Doc	0000271002
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 22, 2026
Property Address	9225 OTTO ST, DOWNEY, CA 90240-3564
Document Number	0000537421
Instrument Date	Jun 25, 2026
Instrument	2026537421
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9228 OTTO ST, DOWNEY, CA 90240-3565
Investor	Possibly a Property Investor

Mortgage

Document Number	0000537422,
Date	Jul 22, 2026
Instrument	2026537422

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9225 OTTO ST, DOWNEY, CA 90240-3564
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BELCOURT DR, NEWPORT BEACH, CA 92660-4216

Mortgage

Document Number	0001630145
Date	Oct 29, 2021
Instrument	21-1630145

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9225 OTTO ST, DOWNEY, CA 90240-3564
Document Number	0000696160
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11 BELCOURT DR NEWPORT BEACH CA 926604216, NEWPORT BEACH, CA 92660-4216

Mortgage

Document Number	0000696160
Date	Jul 17, 2019
Instrument	696160

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,455.00 (+5.68%)	$147,287 (+4.04%) Land $58,566 Building $88,721
2023	$2,323.00 (+4.45%)	$141,570 Land $56,293 Building $85,277
2022	$2,224.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Starry.

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