9225 el Caminito, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9225 el Caminito, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1986
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$452,000 (Oct 2013)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-34-059`

Property Details

APN / Parcel Number

Primary APN	`783-34-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9225 EL CAMINITO
City	GILROY
State	CA
Zip	95020-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7856 AMENDED BOOK 565 PAGE 35 PAGE 37 LOT 45
Legal Subdivision	AMENDED TRACT NO 7856
Legal Tract	7856
Legal Lot Number	45
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1014
Census Tract	512516

Owner

9225 el Caminito is held in a trust since October 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20700 REID LN, SARATOGA, CA 95070-5327
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAXREAL CUPERTINO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2013 · Amount on File
Deed Sale	Oct 18, 2013 · Amount on File
Prior Sale	Jul 25, 2007 · Amount on File
Deed Document Number	201322418926
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9225 EL CAMINITO, GILROY, CA 95020-7453
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 PRATT PL, SANTA CLARA, CA 95050-3995

Mortgage

Document Number	0025136609
Date	Oct 19, 2021
Instrument	25136609

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9225 EL CAMINITO, GILROY, CA 95020-7453
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024209846
Date	Jun 24, 2019
Instrument	24209846

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9225 EL CAMINITO, GILROY, CA 95020-7453
Document Number	0024774914
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1549 PRATT PL SANTA CLARA CA 950503995, SANTA CLARA, CA 95050-3995

Mortgage

Document Number	0024774914
Date	Jan 5, 2021
Instrument	24774914

Lender

Name	MAXREAL CUPERTINO
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9225 el Caminito was $6,892.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,158 (+2%) Land $226,062 Building $339,096
2025	$6,892.00	$554,078 Land $221,630 Building $332,448
2023	$6,745.00 (+1.67%)	$532,565 Land $213,025 Building $319,540
2022	$6,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9225 el Caminito in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9225 el Caminito is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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