9223 Valley Oak Dr, Stockton, CA 95209 Property Records

San Joaquin County property record for 9223 Valley Oak Dr, Stockton, CA 95209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 1977
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Apr 2018)
Tax Bill	$3,805 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`072-290-270-000`

Property Details

APN / Parcel Number

Primary APN	`072-290-270-000`
Alternative APN	`072-290-27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
1st Floor Area	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	7,350 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	072-290-27
Street Address	9223 VALLEY OAK DR
City	STOCKTON
State	CA
Zip	95209-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 911030 FR ORIG APN 076360270
Legal Subdivision	STONEWOOD
Legal Block	2
Legal Lot Number	411
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2009
Census Tract	3209

Owner

9223 Valley Oak Dr is owned and occupied by an individual who acquired it in May 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Apr 5, 2018	Grant Deed, Transfer · FHA Mortgage INTEGRITY FIRST FINANCIAL GROUP INC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	201838096
Last Transfer Date	May 24, 2021
Transfer Doc	0000093351
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2021
Property Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916
Document Number	0000093351
Map Reference	VOL 21 PG 22
Instrument Date	May 24, 2021
Instrument	2021-093351
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916

Mortgage

Document Number	0000093352
Date	May 28, 2021
Instrument	2021-093352

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 5, 2018
Property Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916
Document Number	0000038096
Map Reference	VOL 21 PG 22
Instrument Date	Feb 27, 2018
Instrument	2018-038096
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916

Mortgage

Document Number	0000038097
Date	Apr 5, 2018
Instrument	2018-038097

Lender

Name	INTEGRITY FIRST FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000038098
Date	Apr 5, 2018
Instrument	2018-038098

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	9223 VALLEY OAK DR, STOCKTON, CA 95209-1916
Document Number	0000090700
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9223 VALLEY OAK DR STOCKTON CA 952091916, STOCKTON, CA 95209-1916

Mortgage

Document Number	0000090700
Date	Aug 9, 2017
Instrument	90700

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9223 Valley Oak Dr was $3,805 with a homeowner's exemption, up 0.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,805.00 (+0.24%)
2025	$3,796.00 Homeowner's exemption	$344,757 Land $102,402 Building $242,355
2023	$3,681.00 (+2.36%) Homeowner's exemption	$331,372 Land $98,427 Building $232,945	$413,460
2022	$3,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9223 Valley Oak Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9223 Valley Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Softcom Internet Communications, unWired Broadband.

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