9223 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9223 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,795 sqft · built 2008
Lot Size	0.39 acres (16,970 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Apr 2019)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Jul 2025 Second Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.257`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.257`
Alternative APNs	`283312` `345655`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,795 sqft Heated Area
1st Floor Area	1,795 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,970 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	345655
Street Address	9223 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120.7' X 140.6' IRR LOT 95 CHELCEY PLACE SUB UNIT TWO SLIDE2283-C & D SEC 22-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	95
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1013
Census Tract	10709

Owner

9223 Sanibel Loop is owned and occupied by an individual who bought it in April 2019.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 9, 2024	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional with PMI ADVANCE MTG & INV
Apr 11, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Jul 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FAMILY SEC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	20191753739
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002200995
Date	Jul 24, 2025
Instrument	2200995

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Investor	Possibly a Property Investor

Mortgage

Document Number	0002140335
Date	Aug 9, 2024
Instrument	2140335

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Document Number	0001862073
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9223 SANIBEL LOOP DAPHNE AL 365266454, DAPHNE, AL 36526-6454

Mortgage

Document Number	0001862073
Date	Oct 7, 2020
Instrument	1862073

Lender

Name	ADVANCE MTG & INV
Type	MERS
Address	SPANISH FORT, AL 36527

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 11, 2019
Property Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Document Number	0001753739
Instrument Date	Apr 5, 2019
Instrument	1753739
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9223 SANIBEL LOOP DAPHNE AL 365266454, DAPHNE, AL 36526-6454

Mortgage

Document Number	1753740
Date	Apr 11, 2019
Instrument	1753740

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 5, 2018
Property Address	9223 SANIBEL LOOP, DAPHNE, AL 36526-6454
Document Number	0001706222
Instrument Date	Jul 2, 2018
Instrument	1706222
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9223 SANIBEL LOOP DAPHNE AL 365266454, DAPHNE, AL 36526-6454

Mortgage

Document Number	1706223
Date	Jul 5, 2018
Instrument	1706223

Lender

Name	FAMILY SEC CU
Type	Credit Union
Address	DECATUR, AL 35603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 9223 Sanibel Loop was $1,846, down 3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 (-3.05%)
2025	$1,904.00	$61,420 Land $9,700 Building $51,720	$307,100 Land $48,500 Building $258,600
2023	$1,722.00 (+29.38%)	$55,580 (+16.91%)	$277,900 (+16.91%) Land $48,000 Building $229,900
2022	$1,331.00 (+8.65%)	$47,540	$237,700 Land $40,700 Building $197,000
2021	$1,225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9223 Sanibel Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9223 Sanibel Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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