9223 Central Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 9223 Central Rd, Apple Valley, CA 92308

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,408 sqft · built 1982
Lot Size3.97 acres (173,368 sqft)
OwnerIndividual Name on Record
Tax Bill$1,502 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Flood ZoneZone D (undetermined)
APN0438-113-05-0000

Property Details

APN / Parcel Number

Primary APN0438-113-05-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,408 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area173,368 sqft
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchPatio/Porch
Porch Area480 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address9223 CENTRAL RD
CityAPPLE VALLEY
StateCA
Zip92308-8538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionLOT 13 SEC 23 TP 4N R 3W EX MNL RTS AS RESERVED BY USA 5 AC
Legal Range3W
Legal TownshipWP
Legal Section23
Legal Block2
Legal Lot Number13
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2038
Census Tract9708

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1083, APPLE VALLEY, CA 92307-0019
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 23, 2008
Transfer Doc0000253739
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address9223 CENTRAL RD, APPLE VALLEY, CA 92308-8538
Transaction TypeMortgage
Record UpdatedJul 5, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9223 CENTRAL RD, APPLE VALLEY, CA 92308-8538

Mortgage

Document Number0000222370
DateJun 22, 2022
Instrument2022-0222370
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term840 Months
DueJun 15, 2092
Interest
Rate TypeAdjustable Rate
Rate4.59%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.59%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$109,251 (+2%) Land $32,105 Building $77,146
2025$1,502.00 (+3.44%) Homeowner's exemption$107,108 (+4.04%) Land $31,475 Building $75,633
2023$1,452.00 (+1.47%) Homeowner's exemption$102,949 Land $30,253 Building $72,696
2022$1,431.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPPLE VALLEY HEIGHTS CWD
serves 983 people · EPA ID CA3600009
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000

May also be available: Verizon.

Nearby Properties on Central Rd

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