9222 Pachy Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 9222 Pachy Rd, Carp Lake, MI 49718

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,184 sqft
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Sep 2025)
Tax Bill	$1,800 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-06-14-451-004`

Property Details

APN / Parcel Number

Primary APN	`03-06-14-451-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Other
Fire Resistance	Fireproof Steel Frame
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	215 ft deep x 109 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9222 PACHY RD
City	CARP LAKE
State	MI
Zip	49718-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC RR
Legal Description	SUP FRANK SCHMALZRIED'S PLAT OF PACHY'S RESORT, LOT 6. SECTION 14, T38N, R4W
Legal Range	04W
Legal Township	38N
Legal Section	14
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	CARP LAKE
Census Block Group	1
Census Block	1043
Census Tract	970100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9222 PACHY RD, CARP LAKE, MI 49718-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Oct 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 1, 1997 · Amount on Record
Deed Document Number	20255223125
Deed Book / Page	1270 / 94
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0005168925
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	9222 PACHY RD, CARP LAKE, MI 49718-9704
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 2ND AVE, LONGMONT, CO 80501-5959

Mortgage

Document Number	0005223126
Date	Sep 23, 2025
Instrument	5223126

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 23, 2025
Property Address	9222 PACHY RD, CARP LAKE, MI 49718-9704
Document Number	0001270/94
Book / Page	1270 / 94
Instrument Date	Sep 18, 2025
Instrument	5223125
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	FSBO TITLE COMPANY, FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 2ND AVE, LONGMONT, CO 80501-5959

Mortgage

Document Number	0005223126
Date	Sep 23, 2025
Instrument	5223126

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 14, 2019
Property Address	9222 PACHY RD, CARP LAKE, MI 49718-9704
Document Number	1216/4
Book / Page	1216 / 4
Instrument Date	Aug 29, 2019
Instrument	5168925
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9222 PACHY RD, CARP LAKE, MI 49718-9704

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Carp Lake Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,100 (+22.45%) Building $163,100	$326,200 (+22.45%) Building $326,200
2025		$133,200 (+30.46%) Building $133,200	$266,400 (+30.46%) Building $266,400
2024	$1,800.00
2023		$102,100 Building $102,100	$204,200 Building $204,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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