9222 Estero River Cir, Estero, FL 33928 Property Records

Lee County property record for 9222 Estero River Cir, Estero, FL 33928 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,352 sqft · built 2006
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Aug 2021)
Tax Bill	$6,411 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E1-12000.0720`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E1-12000.0720`
Alternative APNs	`253446E1120000720` `10485719`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,352 sqft Living Area
Gross Area	4,253 sqft
1st Floor Area	1,345 sqft
Upper Floors Area	1,184 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	220 sqft
Patio Area	511 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485719
Street Address	9222 ESTERO RIVER CIR
City	ESTERO
State	FL
Zip	33928-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT ESTERO RIVER PB 76 PGS 82-85 LOT 72
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO RIVER
Legal Tract	E1
Legal Block	1
Legal Lot Number	72
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50306

Owner

Source: Lee County records · APN 34-46-25-E1-12000.0720

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9222 ESTERO RIVER CIR, ESTERO, FL 33928-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 12, 2017	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2021264709
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 11, 2021
Property Address	9222 ESTERO RIVER CIR, ESTERO, FL 33928-4417
Document Number	0000264709
Map Reference	MB 76 PG 82-85
Instrument Date	Aug 03, 2021
Instrument	2021000264709
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20546 POLYNESIAN LOOP, 20546, ESTERO, FL 33928-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9222 ESTERO RIVER CIR, ESTERO, FL 33928-4417

Mortgage

Document Number	0000264710
Date	Aug 11, 2021
Instrument	2021000264710

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9222 ESTERO RIVER CIR, ESTERO, FL 33928-4417
Document Number	0000149079
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9222 ESTERO RIVER CIR ESTERO FL 339284417, ESTERO, FL 33928-4417

Mortgage

Document Number	0000149079
Date	Jun 30, 2020
Instrument	149079

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 12, 2017
Property Address	9222 ESTERO RIVER CIR, ESTERO, FL 33928-4417
Document Number	0000078980
Instrument Date	Apr 10, 2017
Instrument	78980
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,674.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9222 ESTERO RIVER CIR ESTERO FL 339284417, ESTERO, FL 33928-4417

Mortgage

Document Number	78981
Date	Apr 12, 2017
Instrument	78981

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,411.00 (+0.87%)	$464,227 (+0.45%) Land $107,398 Building $356,829	$464,227 (+0.45%) Land $107,398 Building $356,829
2023	$6,356.00 (-1.58%)	$462,155 (-0.96%) Land $110,282 Building $351,873	$462,155 (-0.96%) Land $110,282 Building $351,873
2022	$6,458.00	$466,612 Land $87,917 Building $378,695	$466,612 Land $87,917 Building $378,695

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 164 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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