9221 N 165th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 9221 N 165th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,838 sqft · built 1972
Lot Size	2.47 acres (107,767 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2026)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23211403630`

Property Details

APN / Parcel Number

Primary APN	`23211403630`
Alternative APNs	`000000-00-0-00522-001-0034` `0019814` `19814`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	107,767 sqft (2.47 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19814
Street Address	9221 N 165TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 LOT 34 BLK 1 MORGANS ACRES 2
Legal Range	14E
Legal Township	21N
Legal Section	23
Legal Subdivision	MORGANS ACRES 2
Legal Tract	34
Legal Block	1
Legal Lot Number	34
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2022
Census Tract	50404

Owner

9221 N 165th E Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Rogers County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC.
Aug 30, 2019	Loan Modification, Mortgage · Conventional with PMI US BK
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 18, 2017	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Deed Document Number	20264995
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326

Mortgage

Document Number	0000011296
Date	Aug 24, 2023
Instrument	2023-011296

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 10, 2026
Property Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Document Number	0000004995
Instrument Date	Mar 18, 2026
Instrument	20264995
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326

Mortgage

Document Number	0000004996,
Date	Apr 10, 2026
Instrument	20264996

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC.

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROGERS OK
Property Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Document Number	0000012860
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9221 N 165TH EAST AVE OWASSO OK 740558326, OWASSO, OK 74055-8326

Mortgage

Document Number	0000012860
Date	Sep 20, 2019
Instrument	12860

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Document Number	0000012749
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9221 N 165TH EAST AVE OWASSO OK 740558326, OWASSO, OK 74055-8326

Mortgage

Document Number	0000012749
Date	Sep 18, 2019
Instrument	12749

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 18, 2017
Property Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326
Document Number	0000005872
Book / Page	2626 / 0339
Instrument Date	Apr 5, 2017
Instrument	2017-005872
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.25
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9221 N 165TH EAST AVE, OWASSO, OK 74055-8326

Mortgage

Document Number	0000005873
Date	Apr 18, 2017
Instrument	2017-005873

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9221 N 165th E Ave was $2,391, up 7.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,631 (+5%) Land $6,720 Building $18,911	$233,009 (-11.33%) Land $61,091 Building $171,918
2025	$2,391.00 (+7.08%)	$24,410 (+5%) Land $5,774 Building $18,636	$262,772 (-4.61%) Land $89,783 Building $172,989
2024	$2,233.00 (+7.61%)	$23,248 (+5%) Land $5,499 Building $17,749	$275,473 (+36.86%) Land $89,783 Building $185,690
2023	$2,075.00	$22,142 Land $4,813 Building $17,329	$201,283 Land $43,750 Building $157,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9221 N 165th E Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9221 N 165th E Ave is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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