922 W 10th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 922 W 10th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,495 sqft · built 1930
Lot Size	0.203 acres (8,844 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-484-001`

Property Details

APN / Parcel Number

Primary APN	`8914-11-484-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,031 sqft
Attic	Attic
Attic Area	464 sqft
Basement Area	1,031 sqft
Finished Basement	625 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,844 sqft (0.203 acres)
Lot Dimensions	134 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	922 W 10TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAFFNEYS REPLAT LOT 2
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	GAFFNEYS REPLAT
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5031
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402

Mortgage

Document Number	202100017724
Date	Feb 23, 2021
Instrument	202100017724

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402

Mortgage

Document Number	202100016320
Date	Feb 2, 2021
Instrument	202100016320

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	922 W 10TH ST, CEDAR FALLS, IA 50613-2402
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00010879
Date	Dec 22, 2017
Instrument	2018-00010879

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+5.11%) Homeowner's exemption	$232,830 (+12.38%) Land $45,740 Building $187,090	$232,830 (+12.38%) Land $45,740 Building $187,090
2024	$3,170.00 (+10.92%)
2023		$207,180 (+26.59%) Land $29,400 Building $177,780	$207,180 (+26.59%) Land $29,400 Building $177,780
2022	$2,858.00 Homeowner's exemption	$163,660 Land $29,400 Building $134,260
2021			$163,660 Land $29,400 Building $134,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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