922 Summit St, Joliet, IL 60435 Property Records

Will County property record for 922 Summit St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1,114 sqft · built 1900
Lot Size	0.19 acres (8,357 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2021)
Tax Bill	$5,393 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-414-003`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-414-003`
Alternative APN	`07044140030000`

Interior

Stories	1 Story
Building Area	1,114 sqft
Gross Area	1,630 sqft
Basement Area	1,114 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,357 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	922 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN SIEWERT'S SUB, A SUB OF LOTS 1, 2 4 IN A DOTY'S SUB, BEING A SUB OF PRT OF THE S1/2 OF THE S1/2 IN SEC. 4, T35N-R10
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	SIEWERT'S SUB
Legal Lot Number	6
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2003
Census Tract	881800

Owner

Source: Will County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 SUMMIT ST, JOLIET, IL 60435-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 20, 2021	Administrator's Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Mar 6, 2019	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Mar 6, 2019 · Amount on Record
Deed Document Number	202192302
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	922 SUMMIT ST, JOLIET, IL 60435-4608
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SUMMIT ST, JOLIET, IL 60435-4608

Mortgage

Document Number	0000036721
Date	Jul 21, 2023
Instrument	R2023036721

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2051

August 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	WILL IL
Recording Date	Aug 20, 2021
Property Address	922 SUMMIT ST, JOLIET, IL 60435-4608
Document Number	0000092302
Map Reference	M,MB5 PG66
Instrument Date	Aug 12, 2021
Instrument	R2021092302
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SUMMIT ST, JOLIET, IL 60435-4608

Mortgage

Document Number	0000092303
Date	Aug 20, 2021
Instrument	R2021092303

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	0000092304
Date	Aug 20, 2021
Instrument	R2021092304

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 6, 2019
Property Address	922 SUMMIT ST, JOLIET, IL 60435-4608
Document Number	0000012587
Instrument Date	Feb 22, 2019
Instrument	12587
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SUMMIT ST JOLIET IL 604354608, JOLIET, IL 60435-4608

Mortgage

Document Number	12588
Date	Mar 6, 2019
Instrument	12588

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,393.00 (+18.55%)
2024		$68,761 (+24.42%) Land $16,511 Building $52,250	$206,283 (+24.42%) Land $49,533 Building $156,750
2022	$4,549.00 Homeowner's exemption	$55,264 Land $13,270 Building $41,994	$165,792 Land $39,810 Building $125,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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