922 Shearwater Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 922 Shearwater Rd, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,725 sqft · built 2022
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$780,000 (Sep 2022)
Tax Bill$11,099 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN192-110-190-000

Property Details

APN / Parcel Number

Primary APN192-110-190-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,725 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address922 SHEARWATER RD
CityLATHROP
StateCA
Zip95330-8030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 STANFORD CROSSING PHASE 1B-1 4017
Legal SubdivisionSTANFORD CROSSING PHASE 1B
Legal Block3
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3040
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address922 SHEARWATER RD, LATHROP, CA 95330-8030
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Deed Document Number2022109147
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 16, 2022
Property Address922 SHEARWATER RD, LATHROP, CA 95330-8030
Document Number0000109147
Map ReferenceMB 43 PG 155
Instrument DateSep 15, 2022
Instrument2022-109147
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyFIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address922 SHEARWATER RD, LATHROP, CA 95330-8030

Mortgage

Document Number0000109148
DateSep 16, 2022
Instrument2022-109148
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,099.00 (-2.99%)
2025$11,441.00 (-2.55%)$740,200 (+344.66%) Land $220,000 Building $520,200
2023$11,740.00 (+162.41%)$166,464 Land $166,464$761,310
2022$4,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

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