922 Royal Tern Way, Oceanside, CA 92057 Property Records

San Diego County property record for 922 Royal Tern Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,170 sqft · built 1979
Lot Size0.57 acres (2,466 sqft)
OwnerCompany Name on Record
Last Sale$104,000 (Nov 1998)
Tax Bill$1,789 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN160-470-06-00

Property Details

APN / Parcel Number

Primary APN160-470-06-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area2,466 sqft (0.57 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address922 ROYAL TERN WAY
CityOCEANSIDE
StateCA
Zip92057-7709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 6 TR 008648
Legal SubdivisionOCEANA MISSION
Legal Tract008648
Legal Block1
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address922 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 1998 · Amount on Record
Deed SaleNov 25, 1998 · Amount on Record
Prior SaleSep 24, 1993 · Amount on Record
Deed Document Number1998768935
Last Transfer DateFeb 6, 2009
Transfer Doc0000067859
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address922 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address922 ROYAL TERN WAY, OCEANSIDE, CA 92057-7709

Mortgage

Document Number0000662565
DateOct 27, 2020
Instrument2020-0662565
Lender
NameKC LENDING GROUP INC
TypeMortgage Company
AddressPALM DESERT, CA 92211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$166,274 (+2%) Land $63,948 Building $102,326
2025$1,789.00 (+5.42%) Homeowner's exemption$163,015 (+4.04%) Land $62,695 Building $100,320
2023$1,697.00 (+1.62%) Homeowner's exemption$156,686 Land $60,261 Building $96,425
2022$1,670.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Royal Tern Way

Nearby Streets

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