Pinellas County property record for 922 Phyllis Ave, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,378 sqft · built 1960 |
| Lot Size | 0.192 acres (8,385 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2018) |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-746-9108-0 |
| Primary APN | C62-000-746-9108-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,378 sqft Heated Area |
| 1st Floor Area | 1,378 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,385 sqft (0.192 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R269281 |
|---|---|
| Old Parcel Number | 152925453780000540 |
| Street Address | 922 PHYLLIS AVE |
| City | LARGO |
| State | FL |
| Zip | 33771-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEENE GROVES LOT 54 |
| Legal Range | 15 |
| Legal Township | 29 |
| Legal Section | 25 |
| Legal Subdivision | KEENE GROVES |
| Legal Lot Number | 54 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25407 |
Source: Pinellas County records · APN C62-000-746-9108-0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Jun 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2018 · Amount on Record |
| Deed Sale | Jun 19, 2018 · Amount on Record |
| Prior Sale | Aug 18, 2008 |
| Deed Document Number | 2018194492 |
| Deed Book / Page | 20095 / 1756 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | TAGO TITLE, TIAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Document Number | 0218141608 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 21814/1608 |
| Instrument | 2021377993 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Document Number | 0212580193 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 922 PHYLLIS AVE LARGO FL 337711218, LARGO, FL 33771-1218 |
| Document Number | 0212580193 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 021258/000193 |
| Instrument | 344861 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 19, 2018 |
| Property Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Document Number | 0200951756 |
| Book / Page | 20095 / 1756 |
| Map Reference | MB 46 PG 60 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018194492 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | PAPPAS LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2705 14TH CT, 2705, PALM HARBOR, FL 34684-3847 |
| Name | Verified Name |
|---|---|
| Address | 922 PHYLLIS AVE, LARGO, FL 33771-1218 |
| Document Number | 2018194493 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2018194493 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,491.00 (+7.88%) Homeowner's exemption | $226,074 (+5.99%) | $328,633 (+7.51%) Land $127,847 Building $200,786 |
| 2023 | $3,236.00 (+3.12%) Homeowner's exemption | $213,304 (+3%) | $305,678 (+21.16%) Land $148,512 Building $157,166 |
| 2022 | $3,138.00 Homeowner's exemption | $207,091 | $252,297 Land $137,416 Building $114,881 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
Based on FCC filings for 511 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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