Lawrence County property record for 922 O St, Bedford, IN 47421
| Property Type | Row House |
|---|---|
| Details | 4 bd · 1 ba · 872 sqft · built 1997 |
| Lot Size | 0.323 acres (14,065 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100057300P56N |
| Primary APN | 1100057300P56N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Row Home |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,065 sqft (0.323 acres) |
| Lot Dimensions | 97 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01509147854 |
|---|---|
| Street Address | 922 O ST |
| City | BEDFORD |
| State | IN |
| Zip | 47421-2542 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | OWENS N END LOT 7 145 X 97 |
| Legal Lot Number | 7 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | SHAWSWICK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950900 |
922 O St, a row house, is owned by an individual.
Source: Lawrence County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 BAILEY SCALES RD, BEDFORD, IN 47421-9395 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 922 O ST, BEDFORD, IN 47421-2542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019005814 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 2019005814 |
| Name | BEDFORD FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Nov 1, 2027 |
The 2025 property tax bill for 922 O St was $4,260, up 5.5% from the year before.
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bedford City |
| County | Lawrence County |
| County Subdivision | Shawswick Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,260.00 (+5.5%) | $213,000 Land $16,800 Building $196,200 | $213,000 Land $16,800 Building $196,200 |
| 2024 | $4,038.00 (+14.07%) | ||
| 2023 | $3,540.00 (+4.86%) | $177,000 (+4.86%) Land $15,700 Building $161,300 | $177,000 (+4.86%) Land $15,700 Building $161,300 |
| 2022 | $3,376.00 | $168,800 Land $15,500 Building $153,300 | $168,800 Land $15,500 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 922 O St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 922 O St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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