922 Moss Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 922 Moss Ln, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · built 1950
Lot Size	1.85 acres (80,804 sqft)
Owner	Individual Name on Record
Last Sale	$88,550 (Feb 2019)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-40-02-001.00`

Property Details

APN / Parcel Number

Primary APN	`048-40-02-001.00`
Alternative APN	`70456`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	80,804 sqft (1.85 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	70456
Street Address	922 MOSS LN
City	FRANKFORT
State	KY
Zip	40601-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1004
Census Tract	70401

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 MOSS LN, FRANKFORT, KY 40601-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK
Feb 4, 2019	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	2019484793
Deed Book / Page	583 / 341
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	922 MOSS LN, FRANKFORT, KY 40601-9141
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1672/666
Date	Jul 22, 2022
Book Page	M1672/666
Instrument	669858

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	922 MOSS LN, FRANKFORT, KY 40601-9141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1480/069
Date	Feb 4, 2019
Book Page	M1480/069
Instrument	484794

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 4, 2019
Property Address	922 MOSS LN, FRANKFORT, KY 40601-9141
Document Number	D583/341
Book / Page	D583 / 341
Map Reference	CAB L SL 164
Instrument Date	Jan 31, 2019
Instrument	484793
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	889 MILLS LN, 889, FRANKFORT, KY 40601-8951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	922 MOSS LN, FRANKFORT, KY 40601-9141

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+0.19%)	$88,550 (-) Land $20,000 Building $68,550	$88,550 (-) Land $20,000 Building $68,550
2023	$1,058.00	$88,550	$88,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1984–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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