922 Main St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 922 Main St, Saint Joseph, MO 64501

Property Summary

Property Type	Duplex
Details	1,158 sqft · built 1902
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Tax Bill	$716 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
APN	`06-3.0-08-002-003-101.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-003-101.000`

Interior

Building Area	1,158 sqft Base Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Duplex Single
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	85 ft deep x 40 ft wide

Location & Zoning

Street Address	922 MAIN ST
City	SAINT JOSEPH
State	MO
Zip	64501-1124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:7 BLK:34LGL DESC:E 85' L 7
Legal Subdivision	ROBIDOUX
Legal Block	34
Legal Lot Number	6-7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1064
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 MAIN ST, SAINT JOSEPH, MO 64501-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Sep 16, 2026
Property Address	922 MAIN ST, SAINT JOSEPH, MO 64501-1124
Document Number	0000007910
Book / Page	3822 / 642
Instrument Date	Sep 8, 2026
Instrument	20267910
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MAIN ST, SAINT JOSEPH, MO 64501-1124

Mortgage

Document Number	0000007910,
Date	Sep 16, 2026
Book Page	3822/642
Instrument	20267910

Lender

Name	GOETZ CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$716.00	$10,020 (+6.48%) Land $1,270 Building $8,750	$52,770 (+6.48%) Land $6,700 Building $46,070
2024	$716.00 (+16.23%)
2023	$616.00 (-0.65%)	$9,410 (-) Land $1,270 Building $8,140	$49,560 (-) Land $6,700 Building $42,860
2022	$620.00	$9,410 Land $1,270 Building $8,140
2021			$49,560 Land $6,700 Building $42,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20