922 E 12th St, Spencer, IA 51301 Property Records

Clay County property record for 922 E 12th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,376 sqft · built 1959
Lot Size0.204 acres (8,880 sqft)
OwnerCompany Name on Record
Tax Bill$2,246 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN963607282006

Property Details

APN / Parcel Number

Primary APN963607282006
Alternative APN
  • 64096360728200600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area8,880 sqft (0.204 acres)
Lot Dimensions148 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft
Patio Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address922 E 12TH ST
CitySPENCER
StateIA
Zip51301-4758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 60' 2 2 GRANDVIEW
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionGRANDVIEW ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3041
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address922 E 12TH ST, SPENCER, IA 51301-4758
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2012
Deed SaleSep 28, 2012
Deed Document Number20122941
Deed Book / Page2012 / 2941
Last Transfer DateNov 7, 2022
Transfer Doc02022/2941
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IA
Recording DateNov 9, 2022
Property Address922 E 12TH ST, SPENCER, IA 51301-4758
Document Number02022/2941
Book / Page2022 / 2941
Instrument DateNov 7, 2022
Instrument2022 2941
Transaction TypeTransfer
Record UpdatedDec 14, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address922 E TWELTH STREET, SPENCER, IA 51301

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,246.00 (+6.34%) Homeowner's exemption$157,580 (+10.81%) Land $21,420 Building $136,160$157,580 (+10.81%) Land $21,420 Building $136,160
2024$2,112.00 (+6.24%)
2023$142,210 (+16.78%) Land $16,520 Building $125,690$142,210 (+16.78%) Land $16,520 Building $125,690
2022$1,988.00 Homeowner's exemption$121,780 Land $16,520 Building $105,260
2021$121,780 Land $16,520 Building $105,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

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