922 Dearborn Cir, Carol Stream, IL 60188 Property Records

DuPage County property record for 922 Dearborn Cir, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,819 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Mar 2026)
Tax Bill	$10,592 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-29-114-002`

Property Details

APN / Parcel Number

Primary APN	`02-29-114-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,819 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,010 sqft
2nd Floor Area	900 sqft
Basement Area	1,010 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Mixed
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	922 DEARBORN CIR
City	CAROL STREAM
State	IL
Zip	60188-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WESTERN TRAILS SUB UNIT NO 13 ALL
Legal Subdivision	WESTERN TRAILS SUB
Legal Lot Number	23
Legal Unit	13
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	2
Census Block	2009
Census Tract	841205

Owner

922 Dearborn Cir is owned by two individuals who bought it in March 2026.

Source: DuPage County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	722 HOOVER DR, CAROL STREAM, IL 60188-1500
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Apr 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Deed Document Number	202618286
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0000036302
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369

Mortgage

Document Number	0000047221
Date	Jul 26, 2023
Instrument	R2023-047221

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Aug 1, 2047

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 24, 2026
Property Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Document Number	0000018286
Map Reference	DOC R78-6182
Instrument Date	Mar 6, 2026
Instrument	R2026-018286
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369

Mortgage

Document Number	0000018287
Date	Mar 24, 2026
Instrument	R2026-018287

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Document Number	0000094021
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 DEARBORN CIR CAROL STREAM IL 601889369, CAROL STREAM, IL 60188-9369

Mortgage

Document Number	0000094021
Date	Sep 12, 2017
Instrument	94021

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 17, 2017
Property Address	922 DEARBORN CIR, CAROL STREAM, IL 60188-9369
Document Number	0000036302
Instrument Date	Apr 17, 2017
Instrument	36302
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 DEARBORN CIR CAROL STREAM IL 601889369, CAROL STREAM, IL 60188-9369

Tax Assessment & Valuation

The 2025 property tax bill for 922 Dearborn Cir was $10,592, up 5.7% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,592.00 (+5.66%)	$136,479 (+9.31%) Land $35,966 Building $100,513	$409,437 (+9.31%) Land $107,898 Building $301,539
2024	$10,025.00	$124,855 Land $32,903 Building $91,952	$374,565 Land $98,709 Building $275,856
2022	$9,160.00 Homeowner's exemption	$105,300 Land $29,890 Building $75,410	$315,900 Land $89,670 Building $226,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 922 Dearborn Cir in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1978–2015)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 14 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 922 Dearborn Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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