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922 Cutler St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 922 Cutler St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,624 sqft · built 1930
Lot Size0.219 acres (9,570 sqft)
Owner2 Individual Names on Record
Last Sale$73,000 (Dec 2020)
Tax Bill$4,875 (2026)
Deeds & MortgagesJun 2025 Sale
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.54-1-29

Property Details

APN / Parcel Number

Primary APN421500 49.54-1-29
Alternative APN
  • 150004905400010290000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,624 sqft Total Area
1st Floor Area812 sqft
2nd Floor Area812 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area9,570 sqft (0.219 acres)
Lot Dimensions145 ft deep x 66 ft wide
PorchSlab
Porch Area468 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address922 CUTLER ST
CitySCHENECTADY
StateNY
Zip12303-2010
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionAND 9 2 WOOD AND GARAGE
Legal SubdivisionWALLACE G PALMER
Legal Block1
Legal Lot Number29.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3007
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address922 CUTLER ST, SCHENECTADY, NY 12303-2010
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2025Deed, Transfer
Dec 22, 2020Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleJun 4, 2012 · Amount on Record
Deed Document Number202040464
Deed Book / Page2048 / 422
Prior Transfer DateJun 1, 2012
Prior Transfer Doc0000023310
Record UpdatedOct 29, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 2, 2025
Property Address922 CUTLER ST, SCHENECTADY, NY 12303-2010
Document Number0000013472
Instrument DateJun 2, 2025
Instrument202513472
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1585 CARRIE ST, SCHENECTADY, NY 12308-2207

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address922 CUTLER ST, SCHENECTADY, NY 12303-2010

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 22, 2020
Property Address922 CUTLER ST, SCHENECTADY, NY 12303-2010
Document Number0000040464
Book / Page002048 / 000422
Instrument DateDec 7, 2020
Instrument40464
Transaction TypeTransfer
Record UpdatedJan 6, 2021
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$292.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1585 CARRIE ST SCHENECTADY NY 123082207, SCHENECTADY, NY 12308-2207

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,875.00 (+2.89%)
2025$4,738.00 (+9.32%)$69,100 (-) Land $10,400 Building $58,700$114,423 (+30.82%) Land $17,221 Building $97,202
2023$69,100 (-) Land $10,400 Building $58,700$87,468 (+3.8%) Land $13,165 Building $74,303
2022$69,100 Land $10,400 Building $58,700$84,268 Land $12,683 Building $71,585
2021$4,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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