922 Anchor St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 922 Anchor St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1952
Lot Size	0.159 acres (6,922 sqft)
Owner	Company Name on Record
Tax Bill	$2,534 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-163-033`

Property Details

APN / Parcel Number

Primary APN	`066-163-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,350 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,922 sqft (0.159 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	922 ANCHOR ST
City	MORRO BAY
State	CA
Zip	93442-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO HTS BL 8 LT 23 & PTN LT 22
Legal Subdivision	MORRO HEIGHTS
Legal Block	8
Legal Lot Number	23,22
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3032
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1111 11TH ST, LOS OSOS, CA 93402-1328
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Dec 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 1994
Transfer Doc	0000037266
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	922 ANCHOR ST, MORRO BAY, CA 93442-2602
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PLACER TITLE COMPANY/NCS, PLACER TITLE COMPANY PASO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 11TH ST, LOS OSOS, CA 93402-1328

Mortgage

Document Number	0000012966
Date	May 11, 2023
Instrument	2023012966

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 3, 2020
Property Address	922 ANCHOR ST, MORRO BAY, CA 93442-2602
Document Number	0000071228
Instrument Date	Nov 24, 2020
Instrument	71228
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9618 JUMILLA AVE CHATSWORTH CA 913115610, CHATSWORTH, CA 91311-5610

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,530 (+2%) Land $95,075 Building $139,455
2025	$2,534.00 (+3.6%)	$229,932 (+4.04%) Land $93,211 Building $136,721
2023	$2,446.00 (+6.72%)	$221,006 Land $89,593 Building $131,413
2022	$2,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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