Frederick County property record for 9219 Charterhouse Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,132 sqft · built 2004 |
| Lot Size | 0.205 acres (8,942 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $623,275 (Jan 2019) |
| Tax Bill | $10,176 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-238088 |
| Primary APN | 07-238088 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,132 sqft Total Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 2,800 sqft |
| Finished Basement | 2,800 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,942 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 252 sqft |
| Patio Area | 904 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 238088 |
|---|---|
| Street Address | 9219 CHARTERHOUSE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 14008 SECT. M-14 8,942 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA URBANA PUD |
| Legal Lot Number | 14008 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752202 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Jan 15, 2019 | Deed, Transfer · ARM LEADER FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Prior Sale | Dec 22, 2004 · Amount on Record |
| Deed Document Number | 0001280122 |
| Deed Book / Page | 12801 / 22 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0137940289 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 13794/289 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LANDMARK TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0134220317 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 13422/0317 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0146000398 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 14600/398 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 15, 2019 |
| Property Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0128010022 |
| Book / Page | 12801 / 0022 |
| Map Reference | MB 75 PL 2 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HERITAGE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,116.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2008 DIXON RD, 2008, FREDERICK, MD 21704-8137 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9219 CHARTERHOUSE RD, FREDERICK, MD 21704-7336 |
| Document Number | 0001280129 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 12801/29 |
| Name | LEADER FUNDING INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,176.00 | $706,233 | $794,700 Land $201,900 Building $592,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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