92185 Clover Rd, Astoria, OR 97103 Property Records

Clatsop County property record for 92185 Clover Rd, Astoria, OR 97103

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1945
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Tax Bill$1,673 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN80930CB00800

Property Details

APN / Parcel Number

Primary APN80930CB00800
Alternative APN
  • 28021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,104 sqft
1st Floor Area864 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Architectural StyleBungalow
Exterior MaterialShingles
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeMixed
Garage Area240 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces2 Parking Spaces
Patio Area312 sqft
Canopy312 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number28021
Street Address92185 CLOVER RD
CityASTORIA
StateOR
Zip97103-6606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal DescriptionJEFFERS GARDENS LT 4 SUBDIV TR 53 THRU 55
Legal Range09
Legal Township08
Legal Section30
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionJEFFERS GARDENS LT 4 SUB
Legal Tract53
Legal Lot Number4
JurisdictionCLATSOP OR
Township / Civil DivisionASTORIA
Census Block Group3
Census Block3011
Census Tract950600

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address92185 CLOVER RD, ASTORIA, OR 97103-6606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
FIBRE FCU
Jan 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 9, 2020Deed of Trust, Mortgage · Line of Credit
NATIONAL CU ADMIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 14, 2022
Transfer Doc0000000346
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address92185 CLOVER RD, ASTORIA, OR 97103-6606
Transaction TypeMortgage
Record UpdatedJun 20, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address92185 CLOVER RD, ASTORIA, OR 97103-6606

Mortgage

Document Number0000004216
DateJun 13, 2022
Instrument202204216
Lender
NameFIBRE FCU
TypeCredit Union
AddressLONGVIEW, WA 98632
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 12, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLATSOP OR
Recording DateJan 14, 2022
Property Address92185 CLOVER RD, ASTORIA, OR 97103-6606
Document Number0000000346
Instrument DateJan 10, 2022
Instrument202200346
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address92185 CLOVER RD, ASTORIA, OR 97103-6606

Mortgage

Document Number0000000347
DateJan 14, 2022
Instrument202200347
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address92185 CLOVER RD, ASTORIA, OR 97103-6606
Document Number0000000991
Instrument DateNov 9, 2020
Transaction TypeMortgage
Record UpdatedNov 18, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address92185 CLOVER RD ASTORIA OR 971036606, ASTORIA, OR 97103-6606

Mortgage

Document Number0000000991
DateNov 10, 2020
Instrument991
Lender
NameNATIONAL CU ADMIN
TypeCredit Union
AddressLONGVIEW, WA 98632
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 9, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
Unified School DistrictAstoria School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,673.00 (+4.63%)$79,374 (-7.12%) Building $79,374$231,010 (+2.79%) Land $151,636 Building $79,374
2023$1,599.00 (+3.03%)$85,457 (+3%)$224,739 (+12.33%) Land $139,115 Building $85,624
2022$1,552.00$82,969$200,066 Land $120,970 Building $79,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims4 (2000)
Most Recent ClaimOct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYOUNGS RIVER LEWIS & CLARK WD
serves 2,580 people · EPA ID OR4100062
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting39
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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