Santa Rosa County property record for 9218 Timber Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,076 sqft · built 2016 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,700 (Mar 2016) |
| Tax Bill | $1,865 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-11801-0000 |
| Primary APN | 15-2S-26-0000-11801-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 2,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,611 sqft (0.565 acres) |
| Lot Dimensions | 297 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9218 TIMBER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | E2 OF E2 OF SW4 OF NW4 OF SE4 OF SE4 AS DES IN OR 3499 PG 1722 LESS S 33 FT FOR RD (OUT OF #118 FOR 2015) |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10827 |
9218 Timber Ln is owned and occupied by two individuals who bought it in March 2016.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Oct 10, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2016 · Amount on File |
| Deed Sale | Mar 2, 2016 · Amount on File |
| Deed Document Number | 20167493 |
| Deed Book / Page | 3499 / 1722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | UNLS |
| Name | Verified Name |
|---|---|
| Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Document Number | 0047090293 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 4709/293 |
| Instrument | 202607483 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Investor | Possibly a Property Investor |
| Document Number | 0044411079 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 4441/1079 |
| Instrument | 202345864 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9218 TIMBER LN, NAVARRE, FL 32566-1166 |
| Document Number | 0043431520 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 4343/1520 |
| Instrument | 202263232 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,991 (+2.9%) | $291,323 (+4.9%) Land $49,846 Building $241,477 | |
| 2024 | $1,865.00 (+2.64%) Homeowner's exemption | $187,552 (+3%) | $277,717 (+2.01%) Land $41,538 Building $236,179 |
| 2023 | $1,817.00 (+3%) Homeowner's exemption | $182,089 (+3%) | $272,256 (+3.72%) Land $37,384 Building $234,872 |
| 2022 | $1,764.00 Homeowner's exemption | $176,785 | $262,491 Land $31,154 Building $231,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9218 Timber Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9218 Timber Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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