9217 Ridgefield Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9217 Ridgefield Cir, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,790 sqft · built 1992
Lot Size	0.034 acres (1,500 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2022)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-281398`

Property Details

APN / Parcel Number

Primary APN	`09-281398`
Alternative APNs	`9281398` `281398`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,790 sqft Living Area
1st Floor Area	700 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,500 sqft (0.034 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	281398
Street Address	9217 RIDGEFIELD CIR
City	FREDERICK
State	MD
Zip	21701-6744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 70 SEC B PLAT 32 1500 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	70
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9217 Ridgefield Cir, a townhouse, is owned and occupied by two individuals who bought it in September 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 8, 2022	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 12, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Book / Page	16123 / 445
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146810083
Date	Mar 22, 2021
Book Page	14681/83

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 8, 2022
Property Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	0161230445
Book / Page	16123 / 445
Map Reference	MB 47 PG 149
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744

Mortgage

Document Number	0016123452
Date	Sep 8, 2022
Instrument	16123/452

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	0135010151
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9217 RIDGEFIELD CIR FREDERICK MD 217016744, FREDERICK, MD 21701-6744

Mortgage

Document Number	0135010151
Date	Feb 3, 2020
Book Page	013501/000151

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 12, 2019
Property Address	9217 RIDGEFIELD CIR, FREDERICK, MD 21701-6744
Document Number	0129160459
Book / Page	012916 / 000459
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	UNITED TITLE, UNITED TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9217 RIDGEFIELD CIR FREDERICK MD 217016744, FREDERICK, MD 21701-6744

Mortgage

Document Number	129160466
Date	Apr 12, 2019
Book Page	012916/000466

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9217 Ridgefield Cir was $4,025.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,800	$367,400 Land $120,000 Building $247,400
2025	$4,025.00
2023	$3,407.00	$283,200	$299,600 Land $110,000 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9217 Ridgefield Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9217 Ridgefield Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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