9217 Lake Valley Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 9217 Lake Valley Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,923 sqft · built 1996
Lot Size	0.239 acres (10,413 sqft)
Owner	2 Trust Names on File
Last Sale	$226,000 (Jul 1996)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`398-502-28-00`

Property Details

APN / Parcel Number

Primary APN	`398-502-28-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,413 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9217 LAKE VALLEY RD
City	EL CAJON
State	CA
Zip	92021-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 60 TR 012784
Legal Subdivision	EL CAJON ACRES
Legal Tract	012784
Legal Block	2
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16811

Owner

9217 Lake Valley Rd is owner-occupied and held in a trust since November 1996.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Intrafamily Transfer, Transfer · Line of Credit THE FIRST FINANCIAL FCU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1996 · Amount on File
Deed Sale	Jul 5, 1996 · Amount on File
Deed Document Number	1996338696
Last Transfer Date	Nov 12, 1996
Transfer Doc	0000594881
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2022
Property Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978
Document Number	0000254810
Map Reference	MAP 12784
Instrument Date	Jun 6, 2022
Instrument	2022-0254810
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978

Mortgage

Document Number	0000254811
Date	Jun 21, 2022
Instrument	2022-0254811

Lender

Name	THE FIRST FINANCIAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978

Mortgage

Document Number	0000078114
Date	Feb 2, 2021
Instrument	2021-0078114

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978
Document Number	0000590625
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9217 LAKE VALLEY RD EL CAJON CA 920211978, EL CAJON, CA 92021-1978

Mortgage

Document Number	0000590625
Date	Dec 18, 2019
Instrument	590625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9217 LAKE VALLEY RD, EL CAJON, CA 92021-1978
Document Number	0000279394
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9217 LAKE VALLEY RD EL CAJON CA 920211978, EL CAJON, CA 92021-1978

Mortgage

Document Number	0000279394
Date	Jul 10, 2018
Instrument	279394

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9217 Lake Valley Rd was $5,114.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,254 (+2%) Land $132,887 Building $242,367
2025	$5,114.00	$367,897 Land $130,282 Building $237,615
2023	$4,766.00 (+2.08%) Homeowner's exemption	$353,613 Land $125,224 Building $228,389
2022	$4,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9217 Lake Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9217 Lake Valley Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Wyyerd Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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