Santa Rosa County property record for 9213 Ridge Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 2019 |
| Lot Size | 0.249 acres (10,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Oct 2021) |
| Tax Bill | $2,704 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-01003-0000 |
| Primary APN | 15-2S-26-0000-01003-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,733 sqft Heated Area |
| Gross Area | 2,591 sqft |
| 1st Floor Area | 2,195 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,878 sqft (0.249 acres) |
| Lot Dimensions | 1,470 ft deep x 740 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 152S260000010030000 |
|---|---|
| Street Address | 9213 RIDGE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-1189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *DESCRIPTION UPDATE FOR 2022* PARCEL 'C': THE W 74.25 FT OF THE E 148.5 FT OF N 147 FT OF THE FOLLOWING: NW4 OF SW4 OF NE4 OF |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10827 |
9213 Ridge Dr is owned and occupied by an individual who bought it in October 2021.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9213 RIDGE DR, NAVARRE, FL 32566-1189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| Oct 7, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Oct 7, 2019 · Amount on File |
| Deed Document Number | 202169312 |
| Deed Book / Page | 4194 / 387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 9213 RIDGE DR, NAVARRE, FL 32566-1189 |
| Document Number | 0041940387 |
| Book / Page | 4194 / 387 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 202169312 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9213 RIDGE DR, 9213, NAVARRE, FL 32566-1189 |
| Name | Verified Name |
|---|---|
| Address | 17 SHELL AVE SE UNIT C5, C5, FORT WALTON BEACH, FL 32548-5487 |
| Document Number | 4194390 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 4194/390 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 7, 2019 |
| Property Address | 9213 RIDGE DR, NAVARRE, FL 32566-1189 |
| Document Number | 0038780234 |
| Book / Page | 003878 / 000234 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 45073 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,797.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9213 RIDGE DR NAVARRE FL 325661189, NAVARRE, FL 32566-1189 |
| Document Number | 38780236 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 003878/000236 |
| Instrument | 45074 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,704.00 (+2.19%) Homeowner's exemption | $262,123 (+3%) | $263,115 (+2.06%) Land $28,860 Building $234,255 |
| 2023 | $2,646.00 (+70.27%) Homeowner's exemption Veteran's exemption | $254,488 (+3%) | $257,816 (+4.35%) Land $25,974 Building $231,842 |
| 2022 | $1,554.00 Homeowner's exemption Veteran's exemption | $247,076 | $247,076 Land $21,645 Building $225,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9213 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9213 Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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