921 Worth St, Covington, KY 41011 Property Records

Kenton County property record for 921 Worth St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1919
Lot Size	0.044 acres (1,925 sqft)
Owner	Company Name on File
Last Sale	$78,589 (Oct 2025)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-039.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-039.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Finished Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,925 sqft (0.044 acres)
Lot Dimensions	77 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	921 WORTH ST
City	COVINGTON
State	KY
Zip	41011-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROMANDI LOT 3 25'X 77' WS WORTH 28.2' S LEONARD
Legal Subdivision	FROMANDI THEODORE
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1035
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

921 Worth St is owned by a company that bought it in October 2025.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4135 ALEXANDRIA PIKE, 109, COLD SPRING, KY 41076-6801
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC
Oct 30, 2025	Warranty Deed, Transfer
May 14, 2021	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
May 14, 2021	Deed of Trust, Mortgage TRADITIONAL BANK INC
Feb 27, 2019	Deed of Trust, Mortgage SOUTH CTRL BK
Apr 9, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Document Number	202585
Deed Book / Page	371 / 725
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000000221
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001182
Date	Jan 20, 2026
Book Page	KCM 727/30
Instrument	26059000001182

Lender

Name	RAC PROPERTIES INC
Type	Non-Lending Institution
Address	NEWPORT, KY 41076

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2025
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Document Number	0005900085
Book / Page	KC 371 / 725
Map Reference	PL 523
Instrument Date	Oct 23, 2025
Instrument	25103005900085
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 CRESCENT, NEWPORT, KY 41076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE # K4036, K4036, COLD SPRING, KY 41076-6800
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900084
Date	May 14, 2021
Book Page	215/854
Instrument	21051405900084

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Apr 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900082
Date	May 14, 2021
Book Page	215/790
Instrument	21051405900082

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount on Record
Term	119 Months
Due	Apr 28, 2031

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Document Number	0000000122
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4101 TATES CREEK CENTRE DR #150 LEXINGTON KY 405173096, 150, LEXINGTON, KY 40517-3096
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000122
Date	Apr 22, 2019
Book Page	0C6643/000303
Instrument	122

Lender

Name	SOUTH CTRL BK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 21, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 9, 2018
Property Address	921 WORTH ST, COVINGTON, KY 41011-2079
Document Number	0000000219
Book / Page	0C6386 / 000253
Instrument Date	Mar 19, 2018
Instrument	219
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787

Tax Assessment & Valuation

The 2025 property tax bill for 921 Worth St was $1,016, up 0.8% from the year before.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,500 (+2.35%) Land $10,000 Building $68,500	$78,500 (+2.35%) Land $10,000 Building $68,500
2025	$1,016.00 (+0.79%)	$76,700 (-) Land $5,000 Building $71,700	$76,700 (-) Land $5,000 Building $71,700
2024	$1,008.00 (-1.27%)	$76,700 (-) Land $5,000 Building $71,700	$76,700 (-) Land $5,000 Building $71,700
2023	$1,021.00	$76,700 Land $5,000 Building $71,700	$76,700 Land $5,000 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Worth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Worth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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