921 Windy Gap Rd, Franklin, NC 28734 Property Records

Macon County property record for 921 Windy Gap Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,592 sqft · built 1952
Lot Size3.29 acres (143,312 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Mar 2010)
Tax Bill$795 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN6585565318

Property Details

APN / Parcel Number

Primary APN6585565318
Alternative APN
  • 119447

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,592 sqft Heated Area
1st Floor Area1,592 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area143,312 sqft (3.29 acres)
TerrainRolling
Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number119447
Street Address921 WINDY GAP RD
CityFRANKLIN
StateNC
Zip28734-7405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFR1
Legal DescriptionWINDY GAP
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1036
Census Tract970302

Owner

921 Windy Gap Rd is owned by an individual who bought it in March 2010.

Source: Macon County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address131 SHELBY CT, HIGHLANDS, NC 28741-8225
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2010 · Amount on File
Deed SaleMar 16, 2010 · Amount on File
Deed Document Number20101735
Deed Book / Page33 / 444
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address921 WINDY GAP RD, FRANKLIN, NC 28734-7405
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberN38/0656
DateApr 12, 2018
Book PageN-38/0656
Instrument2018002356
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 921 Windy Gap Rd was $795.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,720 (-) Land $69,220 Building $129,500$198,720 (-) Land $69,220 Building $129,500
2025$795.00$198,720 Land $69,220 Building $129,500$198,720 Land $69,220 Building $129,500
2023$748.00$198,820 Land $69,220 Building $129,600$198,820 Land $69,220 Building $129,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Windy Gap Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Windy Gap Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE GARDENS AT CAT CREEK
private · serves 40 people · EPA ID NC1057008
Water SourceGroundwater
Last State InspectionApr 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Windy Gap Rd

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