921 W Cliff St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 921 W Cliff St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1952
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$726 (2025)
Deeds & Mortgages	Apr 2023 Sale
APN	`06-9.0-31-003-001-102.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-31-003-001-102.000`

Interior

Building Area	980 sqft Base Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	120 ft deep x 105 ft wide

Location & Zoning

Street Address	921 W CLIFF ST
City	SAINT JOSEPH
State	MO
Zip	64504-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:AVONDALE LOT:8 BLK:4LGL DESC:LOTS 8 TO 11
Legal Subdivision	AVONDALE
Legal Block	4
Legal Lot Number	8-11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1037
Census Tract	2500

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	921 W CLIFF ST, SAINT JOSEPH, MO 64504-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 25, 2023
Transfer Doc	003786/388
Record Updated	Sep 20, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 25, 2023
Property Address	921 W CLIFF ST, SAINT JOSEPH, MO 64504-2403
Document Number	003786/388
Book / Page	3786 / 388
Instrument Date	Apr 5, 2023
Instrument	2023002891
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 W CLIFF ST, SAINT JOSEPH, MO 64504-2403

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00	$10,410 (+5.15%) Land $3,030 Building $7,380	$54,770 (+5.19%) Land $15,930 Building $38,840
2024	$726.00 (+10.5%)
2023	$657.00 (-0.61%)	$9,900 (-) Land $3,030 Building $6,870	$52,070 (-) Land $15,930 Building $36,140
2022	$661.00	$9,900 Land $3,030 Building $6,870
2021			$52,070 Land $15,930 Building $36,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20