921 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 921 W 5th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,216 sqft · built 1901
Lot Size0.171 acres (7,471 sqft)
OwnerIndividual Name on File
Last Sale$103,500 (Dec 2014)
Tax Bill$2,918 (2026)
Deeds & MortgagesSep 2023 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN010-1290-01630

Property Details

APN / Parcel Number

Primary APN010-1290-01630
Alternative APN
  • 980531

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,216 sqft Gross Area
1st Floor Area608 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,471 sqft (0.171 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area80 sqft
Deck Area108 sqft
Storage Building32 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number980531
Street Address921 W 5TH ST
CityDULUTH
StateMN
Zip55806-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0155 BLOCK:063 SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIV
Legal Block63
Legal Lot Number155
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1004
Census Tract2000

Owner

921 W 5th St is owned and occupied by an individual who bought it in December 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address921 W 5TH ST, DULUTH, MN 55806-2330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 25, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2014 · Amount on File
Deed SaleDec 8, 2014 · Amount on File
Prior SaleSep 9, 2009 · Amount on File
Deed Document Number20141251174
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address921 W 5TH ST, DULUTH, MN 55806-2330
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 W 5TH ST, DULUTH, MN 55806-2330

Mortgage

Document Number0001474918
DateSep 26, 2023
Instrument1474918
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term341 Months
DueFeb 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address921 W 5TH ST, DULUTH, MN 55806-2330
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 W 5TH ST, DULUTH, MN 55806-2330

Mortgage

Document Number0001438069
DateFeb 25, 2022
Instrument1438069
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 921 W 5th St was $2,918 with a homeowner's exemption, up 14.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,918.00 (+14.7%) Homeowner's exemption
2025$2,544.00 (+29.53%) Homeowner's exemption$193,300 (+12.38%) Land $57,200 Building $136,100$193,300 (+12.38%) Land $57,200 Building $136,100
2024$1,964.00$172,000 Land $55,500 Building $116,500$172,000 Land $55,500 Building $116,500
2022$147,100 Land $50,300 Building $96,800$147,100 Land $50,300 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 W 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 921 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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