921 Timberneck Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 921 Timberneck Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,794 sqft · built 1981
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Nov 2022)
Tax Bill	$2,052 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41 105B`

Property Details

APN / Parcel Number

Primary APN	`41 105B`
Alternative APN	`8909`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8909
Street Address	921 TIMBERNECK RD
City	DELTAVILLE
State	VA
Zip	23043-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MONTGOMERY COVE 41-4 .53 AC D100-108 282-743 D10-1565 P6-107
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

921 Timberneck Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 TIMBERNECK RD, DELTAVILLE, VA 23043-2092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	20222095
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Nov 1, 2022
Property Address	921 TIMBERNECK RD, DELTAVILLE, VA 23043-2092
Document Number	0220002095
Instrument Date	Oct 26, 2022
Instrument	220002095
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 TIMBERNECK RD, DELTAVILLE, VA 23043-2092

Mortgage

Document Number	0220002096
Date	Nov 1, 2022
Instrument	220002096

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.63%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 28, 2020
Property Address	921 TIMBERNECK RD, DELTAVILLE, VA 23043-2092
Document Number	200000162
Instrument Date	Jan 10, 2020
Instrument	200000162
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 MORRISON RD, RICHMOND, VA 23230-2507

Mortgage

Document Number	200000163
Date	Jan 28, 2020
Instrument	200000163

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 921 Timberneck Rd was $2,052.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,052.00	$336,500 (-) Land $162,000 Building $174,500	$336,500 (-) Land $162,000 Building $174,500
2025	$2,052.00	$336,500 Land $162,000 Building $174,500	$336,500 Land $162,000 Building $174,500
2023	$2,052.00	$336,500 Land $162,000 Building $174,500	$336,500 Land $162,000 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 Timberneck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Timberneck Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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