921 Spruce St, Morris, IL 60450 Property Records

Grundy County property record for 921 Spruce St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	4 bd · 824 sqft · built 1949
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2022)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-03-330-001`

Property Details

APN / Parcel Number

Primary APN	`05-03-330-001`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	824 sqft Total Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	133 ft deep x 68 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	921 SPRUCE ST
City	MORRIS
State	IL
Zip	60450-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FISHERS RESUB LT 12 (EX E10') & ALL LT 13 BLK 1 SEC 3-33-7
Legal Range	07W
Legal Township	33N
Legal Section	03
Legal Subdivision	FISHERS
Legal Block	1
Legal Lot Number	13
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	2
Census Block	2019
Census Tract	300

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	921 SPRUCE ST, MORRIS, IL 60450-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN COMMERCIAL BANK & TRT
May 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GRUNDY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	2022612159
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0000592753
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 28, 2022
Property Address	921 SPRUCE ST, MORRIS, IL 60450-1952
Document Number	0000612159
Instrument Date	Mar 24, 2022
Instrument	612159
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 SPRUCE ST, MORRIS, IL 60450-1952

Mortgage

Document Number	0000612160
Date	Mar 28, 2022
Instrument	612160

Lender

Name	AMERICAN COMMERCIAL BANK & TRT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY IL
Recording Date	May 27, 2020
Property Address	921 SPRUCE ST, MORRIS, IL 60450-1952
Document Number	0000592753
Instrument Date	May 1, 2020
Instrument	592753
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 SPRUCE ST, MORRIS, IL 60450-1952

Mortgage

Document Number	0000592754
Date	May 27, 2020
Instrument	592754

Lender

Name	GRUNDY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,312.00 (+38.45%)	$80,656 (+25.52%) Land $21,761 Building $58,895	$241,968 (+25.52%) Land $65,283 Building $176,685
2022	$4,559.00 Homeowner's exemption Additional exemption filed	$64,259 Land $17,337 Building $46,922	$192,777 Land $52,011 Building $140,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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