921 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 921 Smithfield Rd, Belgrade, ME 04917

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,183 sqft · built 1908
Lot Size16.8 acres (731,808 sqft)
Owner2 Individual Names on File
Tax Bill$2,034 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2021 Refinance
Flood ZoneZone X (minimal risk)
APNBELG M:17 L:035

Property Details

APN / Parcel Number

Primary APNBELG M:17 L:035
Alternative APN
  • 1247

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,183 sqft Living Area
Gross Area5,676 sqft
1st Floor Area912 sqft
Basement Area456 sqft
Unfinished Basement456 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area731,808 sqft (16.8 acres)

Location & Zoning

Account Number1247
Street Address921 SMITHFIELD RD
CityBELGRADE
StateME
Zip04917-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number35
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group1
Census Block1000
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

921 Smithfield Rd is owned and occupied by two individuals.

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address921 SMITHFIELD RD, BELGRADE, ME 04917-3103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK
Jul 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Recording DateJul 13, 2026
Property Address921 SMITHFIELD RD, BELGRADE, ME 04917-3103
Document Number0000015024
Book / Page15787 / 293
Instrument DateJul 6, 2026
Instrument202615024
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 SMITHFIELD RD, BELGRADE, ME 04917-3103

Mortgage

Document Number0000015024,
DateJul 13, 2026
Book Page15787/293
Instrument202615024
Lender
NameKEY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Property Address921 SMITHFIELD RD, BELGRADE, ME 04917-3103
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021018282
DateJul 2, 2021
Book Page14075/185
Instrument2021018282
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueAug 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 921 Smithfield Rd was $2,034, up 11.6% from the year before.

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,034.00 (+11.57%)$191,900 (-) Land $60,500 Building $131,400
2024$1,823.00 (+6.11%)$191,900 (-) Land $60,500 Building $131,400
2023$1,718.00 (-2.61%)$191,900 (+67.31%) Land $60,500 Building $131,400
2022$1,764.00$114,700 Land $45,000 Building $69,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 921 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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