921 S Second Ave, Stephenville, TX 76401 Property Records

Erath County property record for 921 S Second Ave, Stephenville, TX 76401

Property Summary

Property Type	Commercial
Details	28,144 sqft · built 2008
Lot Size	1.55 acres (67,562 sqft)
Owner	Company Name on File
Tax Bill	$25,762 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000066306`

Property Details

APN / Parcel Number

Primary APN	`R000066306`
Alternative APN	`R.6200.02953.00.0`

Interior

Building Area	28,144 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	67,562 sqft (1.55 acres)
Porch	Porch
Porch Area	6,272 sqft

Location & Zoning

Account Number	R.6200.02953.00.0
Street Address	921 S SECOND AVE
City	STEPHENVILLE
State	TX
Zip	76401-5151
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S6200 SOUTH SIDE ADDITION, BLOCK 35;, LOT 34
Legal Subdivision	SOUTH SIDE ADDITION
Legal Block	35
Legal Lot Number	34
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	921 S SECOND AVE, STEPHENVILLE, TX 76401-5151
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage RELIANCE LOAN FUNDING LLC
Dec 4, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMONWEALTH BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2015
Deed Sale	Dec 28, 2015
Deed Document Number	20157189
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	921 S SECOND AVE, STEPHENVILLE, TX 76401-5151
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 S SECOND AVE, STEPHENVILLE, TX 76401-5151

Mortgage

Document Number	0202200768
Date	Feb 2, 2022
Instrument	2022-00768

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 24, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	921 S SECOND AVE, STEPHENVILLE, TX 76401-5151
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BO GIBBS BLVD, GLEN ROSE, TX 76043

Mortgage

Document Number	202105016
Date	Jun 29, 2021
Instrument	2021-05016

Lender

Name	RELIANCE LOAN FUNDING LLC
Type	Non-Lending Institution
Address	FLOWER MOUND, TX 75027

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	921 S SECOND AVE, STEPHENVILLE, TX 76401-5151
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-06549
Date	Dec 4, 2017
Instrument	2017-06549

Lender

Name	COMMONWEALTH BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,762.00 (+9.31%)	$1,538,280 (+9.3%) Land $209,390 Building $1,328,890	$1,538,280 (+9.3%) Land $209,390 Building $1,328,890
2025	$23,568.00 (-37.03%)	$1,407,430 (-33.36%) Land $209,390 Building $1,198,040	$1,407,430 (-33.36%) Land $209,390 Building $1,198,040
2023	$37,425.00 (-9.7%)	$2,111,980 Land $209,390 Building $1,902,590	$2,111,980 Land $209,390 Building $1,902,590
2022	$41,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lipan Telephone Company.

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