921 S Main St, Winchester, IN 47394 Property Records

Randolph County property record for 921 S Main St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 1980
Lot Size	3.21 acres (140,133 sqft)
Owner	Individual Name on Record
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011-01741-00`

Property Details

APN / Parcel Number

Primary APN	`011-01741-00`
Alternative APNs	`68-09-28-200-008.000-020` `00000011020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	140,133 sqft (3.21 acres)
Terrain	High
Garage Type	Mixed
Garage Area	2,426 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	288 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000011020
Street Address	921 S MAIN ST
City	WINCHESTER
State	IN
Zip	47394-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 NW 28-20-14 2.701 A PT W 1/2 NW 28-20-14 .516 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3043
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 595, WINCHESTER, IN 47394-0595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	921 S MAIN ST, WINCHESTER, IN 47394-9167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201298
Date	Mar 30, 2020
Instrument	20201298

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 2, 2030

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	921 S MAIN ST, WINCHESTER, IN 47394-9167
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20173061
Date	Sep 6, 2017
Instrument	20173061

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (+2.51%) Homeowner's exemption	$231,900 (-0.69%) Land $26,800 Building $205,100	$231,900 (-0.69%) Land $26,800 Building $205,100
2024	$2,268.00 (+49.11%)
2023		$233,500 (+39.57%) Land $25,700 Building $207,800	$233,500 (+39.57%) Land $25,700 Building $207,800
2022	$1,521.00	$167,300 Land $25,700 Building $141,600	$167,300 Land $25,700 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20

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