921 Rose St, Reading, PA 19601 Property Records

Berks County property record for 921 Rose St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,406 sqft · built 1915
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2021)
Tax Bill	$1,103 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-50-75-1404`

Property Details

APN / Parcel Number

Primary APN	`5307-50-75-1404`
Alternative APNs	`14-5307-50-75-1404` `14622675` `622675`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14622675
Street Address	921 ROSE ST
City	READING
State	PA
Zip	19601-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2005
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

921 Rose St is owned and occupied by an individual who bought it in August 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	921 ROSE ST, READING, PA 19601-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU
Aug 17, 2021	Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Nov 15, 2006 · Amount on File
Deed Document Number	202141076
Prior Transfer Date	Nov 19, 2001
Prior Transfer Doc	0000065250
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	921 ROSE ST, READING, PA 19601-2113
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 ROSE ST, READING, PA 19601-2113

Mortgage

Document Number	0000036778
Date	Nov 24, 2025
Instrument	2025036778

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	2609 KEISER BLVD, WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 25, 2045

Interest

Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 17, 2021
Property Address	921 ROSE ST, READING, PA 19601-2113
Document Number	0000041076
Instrument Date	Aug 12, 2021
Instrument	2021041076
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 ROSE ST, READING, PA 19601-2113

Mortgage

Document Number	0000041077
Date	Aug 17, 2021
Instrument	2021041077

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000041078
Date	Aug 17, 2021
Instrument	2021041078

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 921 Rose St was $1,103.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,103.00	$39,100 Land $9,000 Building $30,100	$9,000 Land $9,000
2024	$1,035.00	$39,100 Land $9,000 Building $30,100
1994			$39,100 Land $9,000 Building $30,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 921 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 921 Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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