921 N Commerce St, Gainesville, TX 76240 Property Records

Cooke County property record for 921 N Commerce St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 910 sqft · built 1940
Lot Size0.2 acres (8,699 sqft)
OwnerCompany Name on Record
Tax Bill$1,255 (2025)
Flood ZoneZone X (minimal risk)
APN2770-027-0002A

Property Details

APN / Parcel Number

Primary APN2770-027-0002A
Alternative APN
  • 12566

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area910 sqft Living Area
Gross Area1,278 sqft
1st Floor Area910 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area8,699 sqft (0.2 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2770-027-0002A
Street Address921 N COMMERCE ST
CityGAINESVILLE
StateTX
Zip76240-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPARKS ADDN; BLOCK 27; LOT 2; TR A; ACRES .1997
Legal SubdivisionSPARKS ADDN
Legal TractA
Legal Block27
Legal Lot Number2
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3023
Census Tract500

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 670388, DALLAS, TX 75367-0388
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2026
Deed SaleMar 20, 2026
Deed Document Number20262063
Deed Book / Page2772 / 495
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,255.00 (+32.52%)$60,000 (-23.79%) Land $39,063 Building $66,104$105,167 (+33.59%) Land $39,063 Building $66,104
2024$947.00 (-41.54%)
2023$78,726 Land $32,538 Building $46,188$78,726 Land $32,538 Building $46,188
2022$1,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1989–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink, T-Mobile.

Nearby Properties on N Commerce St

Nearby Streets

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